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In reality, quite a few foreign workers don't just work in Vietnam once. Some come to Vietnam for projects lasting several years before returning to their home countries, and then come back to work for another company. Some foreign experts also have intermittent work histories in various countries, including Vietnam.
Therefore, many people are starting to wonder whether they can withdraw their social insurance contributions separately after each period of work in Vietnam, or whether they have to wait until the end of their entire employment in Vietnam to process it all at once. This is a fairly common issue for foreign workers who have changed companies multiple times, changed work visas, or returned to Vietnam to work after leaving their previous jobs.
The settlement of social insurance for foreign workers is usually based on the period of social insurance participation, employment status, and eligibility conditions at each specific time. This means that a worker's social insurance participation process may have occurred in different periods if they have quit their jobs, returned to Vietnam to work, or participated in social insurance at multiple companies during different periods.
However, in reality, whether social insurance data is continuously recorded depends on the status of the records in the system and how the previous company registered for social insurance. There are cases where workers think they have "completed all social insurance" but then return to Vietnam to work and continue to have new social insurance participation periods.
A fairly common situation is that foreign workers, after quitting their jobs for many years, return to Vietnam to work but do not remember their old social insurance number or think that their previous data has been automatically lost.
In reality, if previous social insurance data is still recorded in the system, the new participation process can be entirely related to the old social insurance number. However, there are also cases where a new company registers a different social insurance number due to the employee changing their passport, nationality, or personal data not being fully synchronized.
This can cause employees to have multiple different social insurance numbers without realizing it throughout their time working in Vietnam.
Many foreigners only start reviewing their social insurance records when preparing to withdraw money or before their departure date. However, if the social insurance data contains discrepancies or missing information, processing it later can be much more complicated, especially after the employee has returned to their home country.
Furthermore, in cases where individuals have worked for multiple companies or returned to Vietnam many times, checking their social insurance number, participation period, and personal data is crucial to avoid affecting their financial benefits later on. Some people only discover they lack sufficient social insurance contribution time or have multiple different numbers when preparing to process their benefits after many years of working in Vietnam.
Another common problem is that many workers, after leaving their jobs, often do not keep their labor records, termination notices, or documents related to social insurance because they think they will no longer need them after leaving Vietnam.
However, in reality, these documents are sometimes very important if there is a need to review social insurance data, adjust personal information, or process previous social insurance participation periods later on. Especially for those who have worked in Vietnam multiple times, keeping old records and checking social insurance data periodically can significantly reduce problems when processing benefits later.
Foreigners working in Vietnam may have multiple periods of social insurance participation during their employment, especially if they have quit their jobs, returned to Vietnam, or worked for different companies. The processing of social insurance benefits in each case will depend on the social insurance participation data, the status of their records, and the information currently recorded in the system.
This is why foreign workers should proactively check their social insurance data before each resignation or departure to avoid complications that could affect their financial rights later.
For cases requiring social insurance data review, verification of multiple participation periods, or assistance with social insurance procedures for foreigners in Vietnam, DEDICA provides personalized consultation.
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