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In reality, many foreigners, after finishing their work in Vietnam, often quickly return to their home countries or move to other countries for work without checking their social insurance status. Some believe that only Vietnamese citizens are entitled to social insurance. Others think that working for a few months or a few years in Vietnam is too short a time to generate benefits. Therefore, many foreign workers leave Vietnam completely unaware that their company had registered them for mandatory social insurance.
According to the 2024 Social Insurance Law and related regulations, foreign workers in Vietnam are still subject to mandatory social insurance in some cases if they meet current legal requirements. In reality, many people think that only those working long-term or residing in Vietnam are required to participate in social insurance. However, participation in social insurance depends on the type of employment contract, work permit, and actual employment status. There are cases where workers have only worked in Vietnam for less than a year but are still fully registered for social insurance by their company.
A common problem is that foreign workers are not thoroughly explained about social insurance during their employment. Some only discover they participated in social insurance when checking their payroll, personnel records, or when a colleague mentions it before they leave.
In addition, some companies use both Vietnamese and English in their employment records, so many foreigners don't carefully check the section related to social insurance.
Some people only learn from friends or former colleagues after returning home that they may be entitled to social insurance benefits in Vietnam. However, at this point, they no longer possess their employment contract, payslips, or social insurance number information.
In addition, changes in residence, email addresses, or passports over the years make the data retrieval process more difficult.
Some foreign workers previously worked for small businesses or short-term project companies in Vietnam. After many years, the old business may have dissolved, ceased operations, or changed its personnel department, so the worker no longer knows who to contact to check their social insurance records.
In many cases, an employee's social insurance data may not be fully synchronized due to passport changes, visa changes, or working for multiple companies with different social insurance numbers. Some individuals only discover they have multiple social insurance numbers when they begin reviewing their records to process financial benefits.
Many foreign workers only start paying attention to social insurance after they have left Vietnam. However, this is also when supplementing documents or verifying information becomes much more difficult. In reality, checking your social insurance number, participation period, personal data, and closing status early can significantly reduce future problems.
Especially for those who have worked at multiple companies or have worked for many years in Vietnam, reviewing their social insurance before leaving their jobs or leaving the country is crucial to avoid missing out on their financial benefits.
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